Smart routing
Build decision trees that respond to country, currency, BIN data, cost, and provider performance in real time.
The commerce operating layer
Payments that keep up with ambition.
Payverticals gives modern payment businesses the control plane behind every confident checkout — route smarter, recover revenue, and move into new markets without multiplying complexity.
Payverticals sits above your payment providers and decides, transaction by transaction, which one should process it — then automatically retries through the next-best route if it fails. One API, one vault, one reconciliation view, no matter how many providers sit behind it.
Built for serious volume, from first transaction to global scale
PV / ROUTING GATEWAY
Routing decision made per transaction
Failover in <200ms
A clearer way forward
One layer for every payment reality.
The more you grow, the more payment decisions hide in the gaps between providers. Payverticals makes those decisions visible, programmable, and yours.
See what it could look like →
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One API. Every payment path.
Abstract providers, payment methods, and market nuance behind one clean integration. Launch into new regions without rebuilding your stack.
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Route for the moment.
Rules use issuer, geography, currency, cost, and live provider health to choose the route most likely to succeed.
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Recover revenue automatically.
Cascading retries and intelligent fallbacks keep recoverable declines from becoming lost customers.
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See the whole picture.
Reconcile transactions, fees, reserves, and settlements across providers from one operational view.
The platform
A payment stack that thinks ahead.
Start with the primitives you need today. Add intelligence as your business earns it. Your infrastructure stays composed while the world gets more complicated.
From hosted checkout and social payment links to mobile SDKs and a web terminal, every surface connects to the same transaction intelligence.
Controls that travel
Fraud rules, 3DS orchestration, velocity limits, and reserves work together before a payment reaches a processor.
A vault you can own
Tokenization and network token support keep credentials protected while making subscriptions and returning buyers simple.
Operations in focus
Merchant dashboards, global reporting, dispute signals, and settlement automation turn payment data into clear action.
White-label by design
Give your merchants your brand, your controls, and your workflows — with Payverticals doing the heavy lifting underneath.
Unified API
Integrate once. Add, remove or reweight providers behind the same endpoint without touching your checkout code.
Built around your business
Different models.
01 / PSPs + ISOs
02 / Marketplaces
03 / Merchants
Different models.
Same control.
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Scale your payments business.
Launch a branded gateway and give every merchant a smarter path to approval, without assembling providers one integration at a time.
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Move money with context.
Support split flows, payouts, reserves, and connected accounts across the markets you serve.
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Convert more of the right traffic.
Hosted checkout, local methods, subscriptions, and payment links that feel native everywhere.
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The transaction, reimagined
From intent to insight in one connected flow.
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Your customerA checkout that feels native
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Payment intentOne API, for multiple methods
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PayverticalsRules make intelligent decisions
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Your providersBest path, for every transaction
✓
ReconciledClarity at reconciliation and settlement
Designed for the long game
Infrastructure should get more valuable as your payment volume and operating model mature.
150+currencies ready
for local growth
for local growth
1 APIfor cards, APMs,
and wallets
and wallets
24 / 7routing intelligence
and visibility
and visibility
Field notes
Useful thinking for a moving market.
No noise. Just practical guidance for the teams responsible for turning payment complexity into an advantage.
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Data Insights
Detailed analytics to help you take informed decisions.
Recurring Payments
Automatic payments for renewals before you lose the customer.
Payment Links
Single use links shareable over social landscape.
Subscription Billing
Subscription billing with automatic retry logic for subscribers.
Digital Onboarding
No more data collection over emails.
Many More...
Drop us a message and we will be glad to open the suitcase.
Questions, answered
The short version.
If your question is more specific, bring it to the team. We like the hard ones.
Ask us directly →
Payverticals is the operating layer between your business and your payment
ecosystem. Connect processors, acquirers, local methods, and fraud tools through one
orchestration platform, then choose where each payment should go.
Most teams start with hosted checkout or our single API, then add routing rules and
local payment methods in parallel. A typical first production path can be live in
weeks, with the rollout paced around your risk and compliance requirements.
Yes. White-label infrastructure is part of the product, not an add-on. Your
merchants see your brand, your portal, and your support workflows while your team
gets central controls.
The platform is designed for 150+ currencies across cards, bank methods, wallets,
and region-specific alternative payment methods. Availability depends on the
providers and geographies you connect.
The architecture is PCI-conscious and designed to reduce sensitive data exposure
through hosted components and tokenization. Your team can layer its own compliance,
risk, and data governance requirements on top.
Make the next move
Your best payment story starts here.
Tell us where you are today and where you need to go. We’ll bring the right people, not a generic deck.